THE
STATEWIDE
GROUP
THE
STATEWIDE
GROUP
meet our team
DISAN LOERA
Branch Manager | NMLS: #274792
Cell (214) 532-4014
Direct 469.437.4362
Disan.Loera@SupremeLending.com
ILYAD DIAZ
Loan Officer | NMLS #1808902
Direct: (469) 437-4364
Cell: (214) 458-3709
ilyad.diaz@supremelending.com
HECTOR GONZALEZ
Loan Officer | NMLS: 1492861
Direct:469.754.3578
Cell: 469.364.1884
Hector.Gonzalez@SupremeLending.com
JUAN CEPEDA
Loan Officer | NMLS #1782821
Direct (469) 437-4363
Cell (214) 406-1188
Juan.Cepeda@SupremeLending.com
our story:
from great to Supreme
On January 2019 “The Statewide Group” joined Supreme Lending, a full service mortgage lender established in 1999 with licenses in all 50 states and branches throughout the U.S. Now with thousands of employees across the country, Supreme Lending is a fast-growing company that continues to add new branches thanks to our “customer-comes-first” approach that helps home-buyers realize their dreams of home-ownership.
We are dedicated to providing you superior service. Working with you from application to closing and beyond, we’ll help you make informed home financing decisions that meet your home buying or refinancing needs, including help understanding how much you may be able to borrow. Contact us today to start the financing process.
TYPES OF LOANS AVAILABLE
Conventional Loans
It all starts with a strong foundation—for your home and for your finances. Our Conventional loans provide solid mortgage options for homebuyers and homeowners looking to refinance.
Conventional loans are popular as they typically offer favorable terms.
✔ Fixed-rate and adjustable-rate options
✔ Wide range of repayment terms
✔ Down payments as low as 3%
✔ Competitive interest rates
✔ Minimum credit score of 620, in most cases
✔ Other requirements and conditions apply
Veteran Administration (VA) loans*.
Supreme Lending is proud to offer VA loans, serving those who have served and sacrificed so much for our nation to achieve their dreams of homeownership.
VA loans help millions of eligible military Veterans and active-duty personnel purchase or refinance their homes and provide 100% financing.
✔ Lower interest rates and closing costs
✔ No down payment requirement
✔ No private mortgage insurance required
✔ Fixed-rate and adjustable-rate options
✔ Available for first-time and repeat homebuyers
✔ Variety of eligible VA-approved property types
*Must be Veterans, Active Duty Personnel, Reservist, National Guard and some surviving spouses. VA funding fee will apply. VA funding fee can vary based on usage.
Jumbo Loans
Families come in all different sizes. So do housing needs. A Jumbo loan from Supreme Lending may help make your dream home a reality.
Jumbo loans may help homebuyers purchase “more house,” such as luxury properties or vacation homes, without tapping into savings.
✔ Designed for more expensive primary, second, or vacation homes
✔ Fixed-rate and adjustable-rate options
✔ Wide range of repayment terms
✔ Specialized programs with lower than 20% down payments
Condo Loans
Looking for a condo lifestyle? Our wide range of mortgage programs may help you finance your next home or condominium.
✔ Dedicated team of Condo loan specialists
✔ Unique government loan program options
✔ Purchases or refinances
✔ Flexible and affordable options
One-Time Close
Building a custom home comes with countless decisions—but financing it should be simple. With a One-Time Close Construction Loan, you get one loan for both the build and the purchase, eliminating the need for multiple applications and closings. This means less paperwork, fewer fees, and a streamlined process. Plus, with extended construction periods and lower down payment options, your dream home may be closer than you think.
Key Features:
✔ Loan amounts up to $1.5 million
✔ 6-, 9-, and 12-month construction terms
✔ Streamlined construction draw process
✔ One set of closing costs and fees
✔ Interest-only payments during construction
FHA Loans
Traditional mortgages can’t fit everyone. Government-backed programs like FHA loans have unlocked the doors to millions of Amerimay dreams.
FHA loans are an excellent option for first-time homebuyers and those who may not be looking to make a large down payment.
✔ Lower credit score requirements
✔ Lower down payment of at least 3.5%, in most cases
✔ Fixed-rate and adjustable rate options
✔ Other requirements and conditions apply
USDA Loans
If you prefer country living, this government-backed mortgage program for properties in eligible rural areas may be the one for you.
The U.S. Department of Agriculture (USDA) is known for supporting farmers and ranchers. But it also helps people buy homes without putting any money down. Property must be in a USDA designated area.
✔ 100% financing available
✔ Lower interest rates
✔ Down payments as low as 0%
✔ Reduced closing costs
✔ Lower credit requirements
✔ Gift funds may be accepted
Refinance* Loans
Your home is great. But maybe your mortgage could use some work. Even if you aren’t planning a move, you might want to talk to us about making changes to your current loan.
Refinancing* is when you replace your current mortgage with a new one that may have more favorable terms. Discover how a refinance loan may help you unlock potential savings and reach your goals!
✔ Competitive rates
✔ Choice of repayment plans
✔ Fast application process
✔ Friendly dedicated service from Mortgage Professionals
*By refinancing an existing loan, total finance charges may be higher over the life of the loan.
Reverse Mortgage Loans*
*The borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, hazard insurance.
The borrower must maintain the home according to FHA requirements. Failure to meet these requirements may trigger a loan default that may result in foreclosure
✔ No Monthly Mortgage Payments
✔ Access to Home Equity
✔ Increased Cash Flow
✔ Tax-Free Loan Proceeds
Manufactured homes
Program Highlights:
✔ Conventional, FHA, and VA options
✔ USDA available for new, never-occupied manufactured homes
✔ 1-unit only
✔ Must be titled as real property and constructed on or after June 15, 1976
✔ Down payment assistance available with State of New York Mortgage Agency
register for our classes
Reach out to us and we’ll get back to you as soon as we can.
Disan Loera | Branch Manager NMLS: #274792 | 200 N Interstate 35 E Rd Red Oak, TX 75154 | Branch NMLS #1839606
This website is not authorized by the New York State Department of Financial Services to accept mortgage loan applications for properties located in New York. For New York applicants, please visit our New York authorized website: https://www.SupremeLendingnewyork.com. © 2024 Everett Financial, Inc. dba Supreme Lending NMLS #2129 (https://www.nmlsconsumeraccess.org) 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. All rights reserved. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice and may not be available in all states. All products are subject to credit and property approval. Supreme Lending is not affiliated with any government agency. Residential Mortgage Loan Originator. Supreme Lending is an equal opportunity employer and does not practice discrimination based on age, gender, race, religion, national origin, as well as any other rights afforded to applicants under state and federal law.